Are you responsible for managing your company’s benefits? Maybe you’re an HR professional for a large corporation, or perhaps you’re a multi-tasking small business owner. Either way, your employees rely on you to help them navigate their health insurance plan.
So, what happens when an employee wants to visit an out-of-network dentist?
° Start with the Facts
Explain how your company plan works. Most Delta Dental of New Jersey plans allow you to see any licensed dentist. However, employees will most likely save money if they choose a dentist in your plan’s network.
° How to Help
Let us know. If an employee’s dentist is not already part of the Delta Dental network – recommend him or her for participation. To speak with someone at Delta Dental of New Jersey about dentist participation in NJ or CT, call 888-396-6641.
° What Happens Next
When we receive a recommendation, we review the dentist’s background. Next we send the dentist an invitation to join the network. Advise employees that recommendation does not always result in network participation. The dentist makes the final choice.
° The Bottom Line
As Delta Dental members, your employees receive the greatest value when they visit a Delta Dental dentist. The extra out-of-pocket expense may be worth it to some employees. Encourage them to weigh the costs vs. benefits and make a decision that works best for them.