We’re sure you’ve come across self-funded plans in your adventures down the coverage rabbit hole. But what are self-funded health insurance plans and why do companies chose to offer them to employees? … [Read more...]
Dental Insurance Options for Retirees
Just because you retired doesn’t mean it’s time to retire your oral health routine! But what about dental insurance for retirees? Unfortunately, most Americans lose dental coverage after retirement, and Medicare does not cover dental. But retirees do have options: … [Read more...]
Dental Benefit Basics Defined
If insurance terms and definitions confuse you, you’re not alone. A 2016 survey found that only 4% of Americans could identify basic insurance terms and definitions. In order to better understand dental benefits, it’s important to start with the basics. That’s why we’re breaking … [Read more...]
Funding Dental Care for Seniors
As we age, it becomes even more crucial to take care of our oral health. Dental care for senior citizens can be difficult to navigate, since routine dental care is not covered under Medicare, and sparse funds may limit plan coverage. Here are some options for seniors: Dental … [Read more...]
Copays and Deductibles
Deductible and copay—you probably know these insurance terms impact cost. But insurance terms aren’t easy to understand, and when you layer one on top of the other, it gets even more complex. How do the 2 terms work together? And does copay go towards deductible? Let’s start by … [Read more...]
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