When given a to-do list, annoying errands—like filing taxes and getting new tires—are almost always dead last. Among the handful of headaches is dealing with your dental benefits. Insurance can be more time-consuming than a title change at the DMV. Luckily there’s a shortcut for everything—including your insurance:
ID Card: In the midst of your Costco card and BOGO half-off sandwich coupons, your insurance card is bound to go missing. Why take the time to wait for it in the mail just to lose it again?
Speedy Solution: Pull it up on your phone.
Keep track of your coverage on your smartphone. Download the Delta Dental app to your iPhone or Android device. Once you log in, simply click the “ID Card” icon on the far right.
Pro Tip: At some dental offices, you many not need your subscriber ID. Give them your social security number (or you may have a unique ID number) and see if they can pull up your coverage in their database. Still have a paper preference? Learn how to print yours online.
Billing: Bills are a necessary evil—especially if you forgot to factor them into your budget. Take care of them faster for peace of mind. Save snail mail for the good stuff—like hand-written cards and party invites.
Speedy Solution: Access bills virtually.
Everything you currently get on paper is available online. Use the app or log in at deltadentalnj.com to access bills, eligibility, claims and more. Plus, online access still gives you the option to print (in case you’re a paper person).
Budgeting: How much is your crown going to cost? Fees vary, depending on your procedure and plan specifics. This is where Google becomes a lost cause.
Speedy Solution: Use our Dental Care Cost Estimator.
The Dental Care Cost Estimator is a tool that can give you a ballpark estimate for common dental care needs. Enter your zip code and procedure, and let the budgeting begin! For a more accurate cost assessment, ask your dentist to submit a pre-treatment estimate.
Questions: With dozens of phone numbers, email addresses and online forms, how do you choose the right channel? Most of us dial the general 1800 number only to get carpel tunnel pressing numerals in hopes of human contact.
Speedy Solution: Contact the right person.
What’s your relationship with Delta Dental? Who you are usually can tell you whom to contact:
• I’m associated with a non-profit or community partner. | 973-944-4555
• I work in the media. | 646-432-5963
• I have an individual or family plan. | 888-899-3736
• I want an individual or family plan. | 888-899-3736
• I manage my company’s plan. | 800-624-2633
• I’m a broker in the small group market. | 973-285-4519
• I’m a broker for large group plans. | 800-624-2633
• I’m a job seeker. | See openings here
• I’m a dental provider. | 888-396-6641
• I’m a subscriber and I need help! | 800-452-9310
Click here for a full list of contact information.
Now you can conquer your dental benefit duties like a speed demon! Want a real-time answer? Send us a message on Facebook or Twitter. And for more insurance tips, visit our blog.