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Understanding Out-of-Pocket Costs

April 11, 2017 By Sara Fossum

Understanding Out of Pocket Costs

Dental benefits are designed to help save you money, but you may have to pay additional expenses outside your monthly premium depending on your coverage. These out-of-pocket costs encompass any payment that your insurance provider doesn’t cover. Here are 5 things that factor … [Read more...]

Filed Under: Dental Benefits Tagged With: annual maximum, copay, copayment, deductible, Delta Dental of New Jersey, Delta Dental of New Jersey Blog, dental benefits, dental coverage, dental insurance, dental insurance 101, dental insurance blog, insurance, insurance 101, out-of-pocket, paying out of pocket, understanding dental insurance, understanding insurance

Which Generation Knows the Least About Insurance?

February 14, 2017 By Heather Horsey

Insurance terms like COB and PPO are enough to make Americans say OMG. 96% of Americans fail to correctly define 4 basic health benefit definitions. And ironically, the 4 terms—deductible, co-insurance, co-pay, and out-of-pocket maximum—all impact consumer cost. Millennials know … [Read more...]

Filed Under: Dental Benefits Tagged With: Americans and insurance, co-insurance, co-pay, deductible, dental health news, health insurance studies, insurance definitions, insurance knowledge, insurance literacy, out-of-pocket maximum, understanding dental coverage

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